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Rs. 5,900 / Incl Taxes


Credit Research is one of the emerging areas in the Indian Financial Markets. With the growth of Debt Markets in India, this skill will become very essential. Post the program, the candidate should be able to do detailed analysis of any company (finance/non finance). Also, at the end of this a candidate should be able to make a prudent judgement whether a loan can be given or not, along with broad industry analysis, and business driver analysis.

Credit analyst certification course is a professional training program designed for aspiring credit analysts who wish to enhance their skills and knowledge in the field of credit analysis. The program provides a comprehensive curriculum that covers all aspects of credit analysis, risk assessment, etc. The Credit analyst certification course is suitable for individuals who work in the banking and financial services industry, as well as those who are seeking to transition into the field. It provides students with a strong foundation of knowledge and practical skills that are necessary to succeed as a credit analyst. Additionally, students have the opportunity to gain hands-on experience through case studies and real-world scenarios, preparing them for the challenges they will face in the workplace. The course is delivered by experienced professionals in the field and enables students to learn from those who have successfully navigated the credit analysis process, and to gain insights into the best practices and techniques that are used in the industry. Upon completion of the credit analyst certification course, students will receive a certificate of completion and will have the skills and knowledge necessary to perform their job with confidence. Credit analyst certification course is an excellent investment for those who are seeking to enter the field of credit analysis, or for those who are looking to expand their knowledge and skills.

What Will You Learn

  • Building detailed Credit Evaluation models on companies
  • Understanding on 2 different sectors for credit analysis
  • Understanding how credit rating agencies work
  • Key Concepts Unique to the Credit Rating Industry
  • Analyzing and interpreting industry drivers


  • You will be able to do a detailed credit evaluation of a company
  • The live project and certifications can both be mentioned in resume
  • Recognition across campuses and industry


  • Working understanding of Financial Statements
  • Understanding of Key Financial Concepts such as Present Value, Risk and Reward

About the Instructor

  • Peeyush Chitlangia

    Peeyush Chitlangia

    Peeyush Chitlangia is the founder of FinShiksha. An Alumnus of IIM Calcutta & MNIT Jaipur, Peeyush has been in the financial services industry for the last 19 years & has extensive exposure to Equity Research & Financial Modeling. With more than 200,000 man hours of teaching experience, he has trained nearly 25000 participants across organizations and campuses

Course Content

  • Introduction to the Program

  • What and Why of Credit Analysis

  • Rating Mathodologies

  • Various Players in the Industry

  • Understanding Auditor's Report

  • Management Risk with Examples

  • Debt Schedule

  • Self Sustainable Growth Rate

  • Advanced Ratios and Interpretation

  • Adjustment in Ratios

  • Reading Bank Basel Report and Interpretation

  • CRISIL Analysis

  • ICRA Analysis

  • CARE Analysis

  • Structure of Credit Report

  • SME Rating Process

  • SME Term Sheet

  • Retail Credit Assessment

  • Home Loan Assessment

  • Working Capital Assessment

  • Cash Flow vs Funds Flow

  • IT Sector

  • Infrastructure Segment


The course will have an online assessment. Certification Tests are available in the Course module for you to attempt any time after you subscribe for the Course. The Test has MCQs to be attempted within a specified time limit.

We try and keep the assessment as close to a real life situation as possible, with concepts being tested and where you will have all the tools that you would have in real life at your disposal.

We allow 2 attempts for every student to take the Test. So if due to any reason, you are not able to clear the Test, you will have one more attempt to take it. Once you attempt the Test, the result will be communicated to you through email within 7 days. Once you clear the Test you will get the Certificate at your registered email id.

In addition, the course also has an optional live project. This will help you apply the concepts learnt into a real world example. You will be asked to build a valuation model for an Indian firm from scratch.



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